Does My Car Insurance Policy Cover Car Theft? | Coverage for Auto Insurance Theft

When you think about car insurance, we’re guessing that you want to protect yourself in case of an accident (and because it’s the law!). What if the unfortunate scenario occurred that your car was to get broken into or stolen? Would you be covered?

Car theft is something that may have never crossed your mind, however, according to the FBI website; there were an estimated 721,053 thefts of motor vehicles nationwide in 2012. The estimated rate of motor vehicle thefts was 229.7 per 100,000 occupants. And, if those statistics aren’t crazy enough for you, the FBI also reported that in the United States, a motor vehicle is stolen every 40 seconds! So, if you’re not thinking about protecting yourself against car theft, maybe it’s time that you start considering car insurance theft coverage.

 

At SafeAuto, we ensure that you receive minimum coverage limits as mandated by the state in which you reside. These coverage’s will always include “Bodily Injury Liability” and “Property Damage Liability” that can protect you in a lawsuit arising from an accident in which you are being held responsible. “Comprehensive-Collision” coverage, however, is something that you can add on to your policy. This coverage will pay for repair to your damaged vehicle (after a deductible) following an accident, theft, or if your vehicle has been vandalized.

Making sure that your policy includes car insurance theft coverage is extremely important. In fact, five of the 16 states that SafeAuto offers policies in are on the list of top 10 states with the most motor vehicle thefts in the country (in order – Texas, Georgia, Illinois, Arizona, Ohio). Not only that, vehicle theft is also the costliest property crime in the United States, costing consumers more than $8.2 billion annually. Now that’s a lot of money!

So, if your car insurance doesn’t include car theft coverage or are curious to hear more about what car insurance theft coverage entails, please give the Customer Service specialists at SafeAuto a call today at 1-800-SAFEAUTO. Other car insurance coverages are also available and differ by the state legal requirements in which you reside.

Be protected in case of an accident, injury, or theft. Give us a call today or visit our website for a free auto insurance quote or to learn how to make a car insurance claim.

Helpful information from this article on car insurance theft was obtained from the following external sites:

http://www.carthiefstoppers.com/auto-theft-statistics.html
http://www.carbuzz.com/infographic-car-theft-statistics.aspx

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