Ohio Car Insurance Limit Change | Minimum Liability Change

SafeAuto Insurance is an affordable auto insurance carrier based in Columbus, Ohio. Even though we provide the state minimum car insurance coverage as well as full comprehensive and collision from coast to coast, our roots are in Ohio and therefore it will always be a state that holds a very special place in our hearts.

If you’re from Ohio, we want to share helpful information about the Ohio car insurance limit changes that will be going into effect on December 22, 2013.


The Ohio law is changing to require minimum bodily injury limits of $25,000 per person and $50,000 per accident, as well as property damage limits of $25,000 per accident. (25,000/50,000/25,000).  The minimum amount of liability car insurance coverage required to satisfy Ohio’s Financial Responsibility law was previously 12,500/25,000/7,500.

Below is more information regarding the Ohio minimum limits car insurance change:

  • $25,000 because of bodily injury to or death of one person in any one accident
  • $50,000 because of bodily injury to or death of two or more persons in any one accident, subject to the $12,500 per person limit
  • $25,000 because of injury to or destruction of property of others in an accident

If you have questions about whether or not your car insurance rates will be impacted come December 22, 2013, speak with a customer service representative at 1-800-SAFEAUTO. We have outlined more information about the Ohio rate changes on the Ohio state requirements page of our website.

Even though the Ohio law is changing, SafeAuto will continue to help keep drivers “Legal For Less” in the Buckeye state.

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